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Managing a cash crisis

publication date: Apr 1, 2017
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How to climb out of the hole

Few industries have greater cash flow seasonality than farming. January through April cash flies out the door as you purchase seeds and soil amendments, equipment and tools, and pay staff to prepare the fields for the growing season. On many farms it’s not until May when the cash begins to trickle in, and the full throttle cash flow doesn’t really begin until July. Without proper planning these wild swings in cash flow can bury even the most talented grower. After all, good farming skill doesn’t guarantee good business skills.



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